The Board of Directors are pleased to announce that the 2021 patronage refund will be direct deposited to your account on June 21, 2022. The refund is based upon the amount of interest earned by you and loan interest paid by you in 2021. The total refund for 2021 to the membership is $150,000 and represents 3.06% of total interest earned or paid. Letters detailing your individual refund amounts will be mailed June 21, 2022.