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Registered Products

As good as this sounds, we know coming up with that money is not always easy, especially near the contribution deadline. That is why we offer competitively priced RRSP loans. It’s never too soon or too late to start planning and saving for your retirement!

Registered Retirement Savings Plans (RRSP)

provides you with:

  • an unlimited guarantee on your investment, including all principal and interest
  • guaranteed rates of return
  • tax savings

RRSP Variable

The RRSP Variable Savings Account enables you to make contributions when you choose. Money can be automatically deposited into your RRSP on a weekly, semi-monthly or monthly basis. You’ll never have to rush to meet the RRSP contribution deadline again!

Once a minimum balance of $500 is achieved, your funds can be transferred to a higher interest-bearing fixed deposit. Interest is calculated on the daily minimum balance and paid twice each year.

By contributing on a monthly basis, you earn more interest than by waiting to make a lump sum deposit at the end of the year.

Our Locked-In Registered Accounts (LIRA)

Enable you to transfer locked-in pension plans into RRSPs. LIRAs offer the same features as all of our registered products.

Registered Retirement Income Funds (RRIF)

Provide you with a variety of retirement income options that are flexible enough to meet your needs. RRIFs also continue to tax shelter your hard-earned savings.

Registered Education Savings Plan (RESP)

Can help you to combat the rising costs of post-secondary education. In today’s economy, a post-secondary education greatly improves your career or job opportunities and quality of lifestyle. Saving now can help you secure your child’s or grandchild’s future.

The Federal Government will contribute 20% of the first $2,000 contributed annually to an RESP maximum of $7,200. (Some restrictions apply, see us for complete details.)

Tax Free Savings Accounts

Are offered to help you save for your future. Contributions are not taxable just as income generated on the account is non-taxable. There are a number of products available. Give us a call for more details.

 


OFFICE HOURS

Mon to Wed - 8am -12pm & 1pm - 4pm
Thurs - 8am - 12pm & 1pm - 5pm
Friday - 8am - 12pm & 1pm - 4pm
ATM - 24 hours / 7 days a week
© 2013 Dodsland Credit Union